Payment Options

Layaway Plans

Here at Carus Jewellery, we are delighted to offer our customers a layaway plan on all of our jewellery as a payment option. This service is offered free of charge and as such there are no administration fees.  To qualify for our layaway plan, you simply need proof of identification showing that you are at least 18 years old. Our layaway plans are not a loan and as such we do not conduct any credit checks on our customers and a missed or late payment will never affect your credit score. Carus Jewellery does not charge any interest or set-up fees on our layaway plans. You can always pay off your layaway plan earlier if you wish, with no fees or penalties.   You can customise your own plan to best suit your needs or you may choose from one of our standard plans set out below.

Four Month Plan

Initial payment: 25%
Each subsequent month: 25%

Six Month Plan

Initial payment: 25%
Each subsequent month: 15%

Ten Month Plan

Initial payment: 10%
Each subsequent month: 10%

Upon completion of your layaway plan, your order will be shipped to you. At this point, your 14-day returns policy will be activated, allowing you to return your item for any reason and to receive a full refund. In the event that your layaway plan is not completed for whatever reason. The item which has been placed on hold for you, will be put back for sale and your payments to date will be refunded to you in full. To discuss setting up your flexible layaway plan, please contact us.

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